Have you ever wondered what it really takes to
make a million online?

How is it done?

What do you focus on?

What exactly do you need to do?

This week, 3 veteran marketers are opening up
their private VIP coaching club and taking you
behind the curtain to teach you their secrets of
exactly what it takes to make your first million
online in a LIVE coaching session online…
(the’ve done over 30 mil with this same formula)

…and YOU can sit in for FREE if you are quick.

Yes, for one time only, they are allowing a few
guests of mine to sit in on their VIP Client
coaching sessions, and you are invited to register
and participate.

Here’s the front door:

Register Here

Enjoy!
Roy Bartell

PS:

What do you think you can learn in a VIP Coaching
session from 3 guys who have over 30 years of
combined Internet business experience and over
$30 million of results?

Register Here

This one time opportunity WILL open your eyes…

If you are there.

When I first started my business, I went to the bank for a business loan. Simple enough, right? I had my business plan in order, an itemized list of everything that I would need to successfully run my business, and all the necessary documents. To put it plainly, I was turned down. Why? Not because I did not have the credit to back it up, or did not have a good business plan. The reason the bank man gave me was “because I did not understand that over 90% of businesses fail within the first year, and that I was not prepared in case mine did.”

While I understand he was attempting to look out for my best interest, I felt cheated. He was not even going to give me the opportunity to fail. On some level, everyone that goes into business for themselves understand that chances are, the business will not make it past it’s first year, and I was no different. The only thing was I had faith in myself that I would not give up trying. The loan processor took that as I would spend my life savings before giving up, and he did not want to see me financially ruin myself.

So what did I do? I set out on the adventure on my own, only using the limited resources and financial backing that I had. I bought second hand office supplies and furniture. I bought the small cheap laptop instead of the multi-thousand dollar computer specifically designed for what I would be doing. Without the proper money for advertising, I had to get creative. My advertising methods was unconventional, but they worked. I found that I did not need large amounts of money in order to get my business to the world.

So would I have been so successful had the loan processor gave me the business loan I asked for? I am not sure, because after all, I made it without the money, what would have happened if I would have had the proper money for advertising? Whatever the case may have been, I am glad he did not, because I am not better able to understand the limited resources that many small businesses face.

So how can you run your business on limited resources? Here are a few things that I learned along the way.

1) New vs. Used- When starting your business, you do not need everything to be “new.” Second hand items cost substantially less then new items, and work just as well. Plus, if you think about it, customers will be more comfortable around your office if it feels “broke-in”, rather then new and sterile. It gives them the feeling that you have been in business awhile.

2) Creative Advertising- You do not need the hundreds of dollars that it takes to place ads in papers or put commercials on TV. It costs very little to design and print you own flyers and put them in places where your potential clients would gather. Turn your vehicle into a moving billboard by investing in a vinyl signage for your doors or windows. The best thing? Face to Face meetings with your potential clients do not cost a penny, so look for every opportunity to talk with our potential clients.

3) Work At Home- Depending on your type of business, you may consider working at home rather then renting office space. This will save you a lot of money on rent and furnishing an office. Once your business becomes more successful, then you can always rent office space later.

Overall, be thankful for the struggles that you go through now, because in the future, they will have been well worth it. Plus, it will give you a better understanding when it comes to other small businesses.

And, no matter what, never give up on yourself.

Do you want to be a millionaire, no a billionaire??!! This hour? This very minute? I’m sure you know the answer to the question. However I’m sorry to break it to you, but its not going to happen in this world we live in. At least not for 99.999% of us. Good. Now we have established that, in order to be a millionaire or indeed a billionaire you need to work, be smart and work some more. If somebody tells you otherwise you should put a smelly sock in his mouth!

It is important that you must also approach any possible internet venture or online money making idea with this level of comprehension. The strange thing I’ve discovered that that with most “follow my lead and make money” program, most of it is actually the TRUTH! Yes! The actual Truth! If you follow it step-by-step, word-for-word I can solemnly say that I can guarantee your success. GUARANTEED!!!

The bump in the road is, most of it is put in a very simplistic way to make it seem easy, but make no mistake, If you truly want to make money online as a e-business, not a freelancer, you will have to invest a small amount of money (very small compared to brick and mortar businesses anyway) and some time to actually understand the whole process and make use of it work in your favor.

Rick Jerk’s book is one such book. He provides you with all the tools to actually succeed online, however he gives it to you with a sledge hammer on the head. I’d say at most only 10% of all the people who buy the e-book would actually implement his methods to earn some internet money. This is definitely not Rich Jerk’s fault! A lot of people buy these e-books plainly for “Hope”, the hope for a better future, but aren’t disciplined enough to follow through and put in the hard hours and brain power to see it succeed.

So now where are we? Bearing in mind that the path is already set, we need to find out the level of determination that is required for you to actually follow through with these money making steps. If you are determined to make a success of the internet, these e-books will be absolutely INVALUABLE in their ability to show you the way to the Money. Just make sure you have enough disciplinary fortitude to follow through and you will see a very bright end.

I have looked through a few e-books, some were worth their weight in gold and some were just rehashed ideas from forums such as http://www.webmasterworld.com. I have identified two invaluable e-books that would bring the true entrepreneur the his/her successful ends providing of course that he/she follows through with the e-books and implements all that is suggested methods

Please have a look at what I deem to be the best books on the internet in terms of guiding the internet entrepreneur to success at http://www.richjerkscams.com

Saving for retirement is even more important for solo-entrepreneurs because you don’t have a company sponsored pension plan or matching 401K contributions to rely on. There are many retirement plans available to self employed individuals and small businesses. Which one is right for you?

Here is just a sample of the retirement plans available to solo-entrepreneurs and small businesses:

Roth IRA – although this is not just for solo-entrepreneurs, this is the first place you should look to save if you are just starting to save for retirement (or resuming to save after starting a business). Roth IRAs are low-cost, very flexible, and allow you to grow money tax-free as long as you follow the distribution rules. Contributions can be made up to $4,000, and can be withdrawn at any time without tax or penalty (earnings withdrawn may be subject to penalty and tax if withdrawn before age 59 1/2 and certain other conditions are not met).

SEP IRA – if you’re maxing out your Roth IRA, and are ready to save more, a SEP IRA allows you to save up to 25% of your compensation (20% of your self-employment income) for a maximum of $44,000 per year. Contributions are tax-deductible, and SEP IRAs have low maintenance fees. Contributions can be made for employees also, but employees cannot contribute to their own SEP IRA. This is a good choice if you just have a handful of employees and are looking for a low-cost way to save for your own and your employees’ retirement.

Simple IRA – a Simple plan offers many of the benefits of a 401K, but with less IRS reporting requirements. You can contribute up to $10,000 to a Simple IRA, with an employer match of up to 3%. Contributions are tax-deductible, and Simple IRAs also enjoy low annual fees. Employees are allowed to contribute to Simple plans, and a company match is mandatory. If you have a lower salary (or self-employment income) in your small business, a Simple IRA allows you to put more away towards your retirement than other plans.

Solo 401K – for small businesses with no employees, the solo-401K allows you to put the maximum amount away, with less cost and less reporting requirements than a traditional 401K. Similar to a SEP IRA, contributions max out at $44,000. However, unlike a SEP IRA, participants in a Solo-401K can contribute up to 100% of the first $15,000 of compensation or self-employment income, and an additional amount up to 25% of your compensation. This is important because it allows you to save substantially more than a SEP IRA, if your compensation is less than $220,000 per year. A solo-401K is not appropriate for small business with employees or expecting to add employees.

There’s no one best plan for all small businesses. The best plan for you will depend on many factors, such as whether you have employees or not, how much you want to contribute each year, how much time you want to spend administering the plan, etc. To get more information about small business retirement plans, contact a no-load mutual fund company, a discount brokerage company or a fee-only financial planner.

As people from all cultures began to arrive in The United States of America, their dreams have been to have an idea, start a business and become wealthy in the process. This movement continues to draw people in from all cultures to The USA, and all these folks are here to share one common goal; an improved way of life. The opportunity to own a new business and be successful has always been, and always will be, the American Dream.

In The United States of America today, more folks than ever before are realizing their dreams of financial independence since being the owner of a successful business, by today’s criterion, is more easily accomplished than ever before. A lot of these fortunate individuals acquire financial freedom as owners of franchised businesses. Franchises offer the greatest opportunity to own a successful business for people interested in business ownership for the first time because franchises are based on a proven system. There are various reasons why franchising is the most effective type of operation for first time businesspeople.

As a franchise owner, you will not be needed to come up with a business plan; the franchisor has already done that for you. You will gain all the benefits of a proven system, training and ongoing support and reap the monetary rewards.

How can a franchise opportunity give you a lifestyle of financial independence? Seventy five percent of people who have extreme wealth in America have a business- this indicates that your best shot at being wealthy is by having your own business. Starting a business from scratch, however, can be very risky and a complicated process involving a lot of time, resources and money. And new businesses do not always succeed. The rate at which new business succeed is quite low, probably due to bad planning and not having a tight hold on expenditures. being the owner of a franchised business offers far less risk than Owning an independently run business and offers all of the same advantages, if not more, of an independent business. Being the owner of a franchise takes away from the responsibility of having to draw up a business plan and puts you on the road to success promptly.

After evaluating different options you made a final decision to purchase a franchise, congratulations! You have made a decision to purchase the rights to sell goods or services from an established brand-name company with a proven business plan, training and ongoing support. Soon you will be on the road to financial independence. There are steps, however, that must be taken to insure that everything goes smoothly – from researching the right franchise to the opening of your new business. The most important being researching the right franchise opportunity.

Not every franchise is a guarantee of success. Franchise opportunities come in many flavors, each one as unique as an individual. To find a franchise business that meets all your needs, research different companies for the one that best suits your personality, skills and interests. Suppose that an individual with 15 years of financial planning experience decides to purchase a franchise. That person researches different franchising options and chooses to purchase a business income opportunity. Does this individual have the potential to make this business successful? Absolutely! Under different circumstances and disregarding the success rate of franchises in general, if that individual were to pursue a career as a restaurant franchise owner he/she may feel misplaced in that particular line of work. Choosing a business in which you have shown know-how can be an immense advantage in franchising. The point is that it’s necessary to select a franchise that matches your character and expertise. When those conditions are met, you’ll have a far greater opportunity at being successful.

Before you settle on any franchise, you will want take your research to the next level and gather as much information as possible on the company that appeals to you. Do the right research! Just because a franchise has been successful in other areas does not mean it will have the same success in your area. Get contact information and talk to current franchisees operating in territories with the same demographics as the area in which you will be operating. Existing franchisees are your best source of information for finding out what really happens in a business on a day-to-day basis.

A franchised business is like running any small business – you need capital. Building the right budget will allow you to incorporate a realistic cash-flow plan. The initial franchise fee will have the biggest impact on your finances. You need to have enough capital for the initial fee and enough to carry you through the first couple of months after opening the doors to your franchise.

The most successful franchisees are known to take a less formal and more relaxed approach to selling. Successful franchisees genuinely enjoy talking to strangers and get involved in community events to find new ways of promoting their small business. although franchisees are often provided with standard corporate advertising programs and national exposure for the chain, being involved in the community and being perceived as part of the local family helps keep customers loyal.

Franchises influence the American economy beyond what was ever thought possible. As a matter of fact, the IFA estimates that franchising has had a $1.5 trillion impact on the U.S. economy. Owning a franchise is an amazing opportunity that comes with many wonderful benefits, but you must be very dedicated to your new business. Make sure you know what it takes to succeed and that you possess those qualities.

A professional VA can offer all of the benefits of a traditional administrative assistant, without the need to provide a “space” for him/her. Most VAs offer a wide range of services to pick and choose from; ranging from the basic, such as telephone answering; to the more advanced, such as web hosting and meeting room hire. In this way, how you benefit from a virtual office is entirely up to you and the sky is literally the limit.

Who does this benefit?

Virtual offices can benefit a wide range of users. This ranges from an e-based entrepreneur working from home seeking a professional image to an international concern looking for a short-term solution to increase global business.

Not sure if you need a VA?

If you are a solo entrepreneur or entrepreneur the only sensible solution to growth is to add to your staff. Yet, you may have a lot of reasons that prevent you from hiring an “on-site” assistant, even if you need one. Wouldn’t it be great if you had an assistant that was always there for you, when you need them? Meet the virtual assistant, a new concept that provides great solutions for small businesses and helps to give your new endeavor the manpower it needs

Salaried workers are much more of an immediate expense. You must provide a workspace, computers, supplies, and, you also have federal and state tax obligations. Don’t forget about benefits – sick leave, vacation time, holidays. Did you know the true cost of an “on-site” assistant is possibly double the cost of their yearly salary in terms of benefits and liabilities? Not to mention the “personality issue” of sharing physical office space with someone whom you are probably with more than your family! If it is not a “perfect fit” it can be a strain. Today’s Virtual Assistants are used to getting along with a wide variety of personalities due to the global nature of their businesses. We have a “built in” office manager hat that we wear which enables us to handle many difficult situations.

MasterCard International is targeting a 40 per cent growth for the financial year
2004-05. At present, it has 7 million debit cards and 5 million credit cards. …

People will always need credit cards; it seems the average person has about 4 cards in his pocket, a card for gas, a card for a major department store, a card for groceries, a card for jewelry, and a couple of cards as spares just in case cash is needed and in short supply.

Now if you have a website, ANY type of website, you can become an affiliate for one credit card company, or up to 100 credit card companies, for absolutely free!

To give you an example as to what is available:

You can feature more than 100 credit cards with several companies by just placing a simple link on your web page for free.

These companies will also help you set up your website.

Credit Cards offered are Visa. MasterCard and American Express.

Commissions to you when somebody fills out an application range from $20 to $80 for an approval.

They provide affiliates with all credit card content, such as reviews, ratings, APRs, fees, etc. All information is provided FREE to affiliates to incorporate into their websites.

Some companies will actually supply you with access to a database which consistently updates any information that may change such as interest rates and terms and conditions.

There are at present numerous different types of cards the majority of which fall into 2 classifications:

Credit Cards based on good credit history.
Interest and transaction rates should be relatively low.

Credit Cards based on not so good credit history.
Interest and transaction rates will be relatively high.

It would be perfect as an affiliate to be able to offer both.

In order to convince people to subscribe to a certain credit card you can actually promote on your website various types of rewards offered by the credit card companies.

A prime example of rewards of course are air miles.

“Get 15,000 miles free when you apply for this particular credit card.”

How about these rewards:

“0% intro APR for 15 months.”

“Instant approval”

“5% cash back”

“Free movie rentals”

“Bad Credit OK”

“Low Interest”
“Purchase and transfers at 0%”

“Free rewards program: Home, electronics, dining, travel and more”
” 5 points for every $1 spent at supermarkets, drugstores & gas stations:”
” Earn 1 point for every $1 on all other purchases”
” 0% APR on balance transfers for 12 months”
” No annual fee”

“auto rebate cards”

Faster Cards
There are now new cards , where card members simply hold their card near a point-of-sale reader at a checkout, instead of swiping their card or handing it to a store employee. As card members hold their card with this feature near the point-of-sale reader, the reader will quickly emit a tone and light up to signal payment confirmation.

“We believe the innovative cards with this feature provide merchants and card members with the increased speed and convenience they want at the point-of-sale,” said a senior vice president of a company’s credit card division.

“With this feature, card members can save time when making their everyday purchases.”
So you could use any of the above incentives to promote your affiliate credit card link and earn additional Internet Income.

The American tea market

Traditionally, the marketplace for tea drinkers in the United States has been limited.

Although loose tea was extremely popular in colonial times, the consumption of loose tea gradually changed and recently the American market for tea has been generally confined to iced tea and tea in bags.

Loose tea was introduced to America at the same time of introduction to Europe. As early as 1650 Dutch traders were active in the tea trade and Peter Stuyvesant, as an early governor of the New York colony, brought the first tea to New York. Loose tea was so popular in colonial New York that at one time the small colony consumed more loose tea than all of England. This popularity was equally evident in the other colonies.

Gradually however, the American tea market changed. America made two unique contributions to the tea world in the form of iced tea and the tea bag and both were invented in the early 1900′s. Presently, 80% of the tea consumed in the United States is iced tea and of the remaining 20% of tea consumption, most is consumed in the form of bagged tea.

There is growing resurgence of demand for loose tea in the United States however, driven by a greater awareness of the health benefits and quality of the loose tea experience. As demand increases, new opportunities arise for the entrepreneur who wishes to market and sell loose tea.

How do loose tea and tea bags compare?

Most experts compare loose tea and tea in bags in four ways:

1. Most of the tea that goes into bags in not high quality. Tea bags usually contain broken grades so infusion takes place quickly

2. Whole leaf loose teas come in a larger number of varieties than bagged tea and some higher quality teas are only found in loose offerings

3. Bags are semi-non biodegradable additions to biodegradable tea leaves with implications for the environment

4. Generally speaking, tea bags offer greater convenience although e-commerce now offers tea drinkers the convenience of on line ordering and home delivery

Is loose tea more costly than tea bags?

Many advocates of bagged tea in believe that loose tea costs more than tea in bags. Actually, most good tea is not very expensive and can be very cost effective. When you buy tea in bags, most of what you pay for is the process of putting the teas in the bags, and the brand name advertising. Fancy tea is generally sold loose, and the price per cup is often lower than for commercial bagged tea.

Some truly fine teas retail in the United States retail for less than US$20 per pound, which means less than 10 cents per cup. When one considers that most loose teas support multiple infusions the prices drop dramatically. High quality loose leaf tea is typically not available in supermarkets; but a good mail order web site will accept and process orders rapidly and offer the convenience of home delivery.

E-commerce and affiliate programs

Opportunities for sale of loose tea are particularly attractive when combined with effective e-commerce through affiliate programs.

The affiliate arrangement is a way for a company to sell its products by signing up individuals or companies (“affiliates”) who market the company’s products for a commission.

Affiliate programs afford a small entrepreneur the ability to leverage the website of the tea manufacturer through their own affiliate site. Through this technique the affiliate can minimize their investment and maximize their return. An affiliate relationship is established by agreement between the affiliate and the manufacturer whereby each party benefits.

There is more to an affiliate relationship than a simple agreement however. The affiliate must be provided with marketing support, account feedback and prompt payment of earned commissions. Most good affiliate programs share a number of characteristics:

* Real-time reporting statistics

* Real-time email alerts upon each sale

* Payment on a consistent monthly basis for initial and repeat orders

* High price-point products that are easy to sell and allow for substantial affiliate commissions

* A comprehensive package of rich content articles and banner advertising that the affiliate can reprint and use for marketing

Of special note for marketing support is the availability of banner ads that are high quality and effective. These are particularly useful affiliate marketing tools.

The customer service issue:

Tea drinkers are very loyal but demand high quality products and premium customer service. As a result, customer service in the form of rapid and correct order processing and fulfillment, notification of orders and shipments, proper pricing and an emphasis on customer satisfaction is a necessary part of the affiliate relationship.

If customer service is inadequate then this will severely impact affiliate business and the affiliate reputation. Conversely, if customer satisfaction is high, a steady stream of repeat orders will be ensured and the affiliate will share in the additional revenue.

Choose a loose tea supplier that has a rich affiliate program, a reputation for consistent high quality products, an e-commerce site that is powerful and allows easy ordering and a company with a reputation for excellent customer service.

There are three basic ways of earning money which include trading time for money, trading money for money and trading expertise/value for money.

Society and the formal education system promote the first method of earning money which involves trading time for money. In other words, you work for someone else for a specific amount of time and then they pay you. Working for someone else drains your energy and you don’t make much money.

The second way to earn money is utilized by a small portion of the population and involves trading money for money. In other words, you are earning money through investing. Investing can be risky because if you lack additional funds then how can you invest any money in the first place? Therefore, many people can’t even try this option because they only have enough money to pay their bills.

The third way to earn money is the best option. This entrepreneurial option involves trading expertise/value for money. This is the strategy of entrepreneurial experts. You have a flexible schedule, work less, and earn more. You can make thousands of dollars a day in this option.

In order to earn money through trading expertise/value for money you need to first figure out who you are and what you can give to others. What information do you know that could help others? You can find value from previous work experience or even from your hobbies. From this you can create your intellectual property.

What is Intellectual property? How big is the market for Intellectual property? Is there room for you in the Intellectual property market? These may be a few of the questions you have when you are investigating the information marketing business. First of all, anyone can create intellectual property. You don’t need to be a Rocket Scientist. You just need to have an area or expertise, or access to an expert, and a drive to succeed.

Intellectual property combines e-commerce and book publishing. For example, you can write and sell an eBook. Recent research has found that approximately 6 out of every 10 American adults surf the Internet on a daily basis seeking out entertainment, education, and to shop for products. People are more comfortable buying online then in the past. The market through the Internet is global and encompasses millions of people. Therefore, the information marketing business has room for everyone!

When you market on the Internet, you market to your niche. Therefore, you don’t have to worry whether or not your neighbor will want to buy your product. The Internet opens the niche market for you.

If creating and selling intellectual property on the Internet is so simple, why isn’t everyone doing this? The formal educational system and previous societal beliefs are to blame. In school, we are taught to finish school and then become an employee at a company. The entrepreneurial spirit is not promoted; in fact it is almost shunned.

Don’t let societal beliefs stop you. The intellectual property market is wide, diverse, and ready to fill your pocket book with cash.

Many people think operating an online business is good idea to make some extra money or to provide them with a way to work anywhere they want. An online business can be a very lucrative way to make money. A online business can provide you with more income and more freedom with your time.

The key to having a successful online business is to find one that you believe in and that suits your style. For instance, if you don’t like selling things or contacting people face to face or by phone, then you probably need to choose a online business that does not require these things. If the online business is selling a product that you, yourself would not use, or don’t believe in, then it makes it very difficult to make a believable presentation to others.

A online business is not going to run by itself, either. Most successful online business entrepreneurs would tell you that their online business got to be successful by working at it, putting in the time and the energy to make it a success. There is no online business that does not require some work. There are, however, some that do not require a large financial investment by you.

The best way to find the perfect online business for you is to do some research about the many different online businesses out there. This way, you can feel confident that you have chosen a online business that you will be good at and will generate the income you are hoping for.